Chapter 7 is a legal process allowing individuals to discharge certain debts through asset liquidation. This can help people move forward from overwhelming financial burdens.
Qualifying depends on passing the means test, which compares your household income to Florida’s median income. If you fall below the threshold, you are generally eligible
Most Chapter 7 cases in Florida take three to six months from filing to discharge, provided there are no complications.
Yes, but waiting periods apply. If a previous Chapter 7 was discharged, you usually must wait eight years before filing another Chapter 7.
Florida’s homestead exemption is known to be generous. The amount of equity you have, along with other eligibility factors, will determine whether you can keep your property.
State and federal exemptions often allow you to retain certain essential items. The specific exemptions differ based on your situation.
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